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Founded in 1972, Kern has been dedicated to providing top-notch insurance solutions for commercial properties in California. With decades of industry experience in providing insurance solutions to our clients, Kern stands out in the insurance market. Here’s why you should choose us for your commercial property insurance solutions needs:
- Better Rates: Competitive pricing tailored to your needs.
- Superior Customer Service: Our local producers are here when you need them.
- Comprehensive Coverage: Get the protection you deserve.
- Custom Solutions: Ability to customize coverage options to fit specific property needs.
We specialize in helping property owners navigate the challenges of securing insurance in a tough market.
Commercial property insurance typically covers the physical assets of your business, including buildings, equipment, inventory, and furniture.
Commercial property insurance typically does not cover damages from floods, earthquakes, or routine wear and tear. Separate policies are available for these specific risks.
No, commercial insurance is a broader category that includes property insurance as well as liability and other types of business insurance.
Factors such as location, building age, and previous claims can influence the cost of commercial property insurance. Higher risk properties typically have higher premiums.
Deductibles vary, but a standard deductible for commercial property insurance can range upwards from $10,000.
Yes, premiums for commercial property insurance are generally tax-deductible as business expenses.
High quotes can result from factors such as the property's location, age, condition, and history of claims. High-risk areas and older buildings typically have higher premiums.
