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Commercial
Real Estate Insurance

Having the right insurance coverage for your real estate enterprises, no matter the size, will protect you from financial loss due to unforeseen circumstances.

Commercial
Real Estate Insurance

Having the right insurance coverage for your real estate enterprises, no matter the size, will protect you from financial loss due to unforeseen circumstances.

What is commercial real estate insurance?

Commercial real estate takes several forms and fits various industries, from apartment rentals to strip mall ownership to running an HOA. The coverage you need for your real estate enterprise will protect you and your tenants from financial loss due to unforeseen events. These protected events could be for an injury occurring on your property, damage due to vandalism or a natural disaster, or loss of income due to property damage.

Kern Insurance has decades of experience providing insurance solutions to commercial real estate owners. We provide policies from only the best insurance carriers in the industry at the best rates available. Your property and business protection, whether a small multi-family rental property or a large number of strip malls across the country, is our top priority when building you an insurance package.

Apartments

Whether you rent apartments in a large complex or a small multi-family home, our commercial insurance experts can build a coverage solution that fully protects your business, properties, and future income.

Shopping Centers

With possibly hundreds of businesses leasing from you and thousands of weekly visitors to your shopping center, you’ll want to know that your insurance covers every possible risk. We understand your concerns and needs.

Strip Malls

Leasing to several other businesses and having visitors that move from inside to outside, you have very unique risks as a business owner. You need coverage that protects your financial investment in case of an onsite injury or property damage.

Light Industrial

If you’re tenants' office space and warehouse are connected and share the same building, you have a different level of risk than other businesses. We can find you the right coverage to cover the property and loss of income in case of an unforeseen event.

Industrial

If you are leasing an industrial space for manufacturing, storing inventory, or shipping product, you have a unique tenant and a unique risk. Our experts can find the right coverage for your business.

HOAs

Homeowners’ association insurance will help pay for damage to the communal and exterior areas, like hallways or courtyards. The right coverage will also cover liability for incidents with tenants in common areas.