Damage Coverage
Boat insurance will cover your watercraft and others if there is any damage due to severe weather, equipment malfunction, or a collision. In some cases, your insurance policy may pay for the boat to be fully replaced.
Boat insurance is always recommended whether you are boating on a lake, river, or ocean. Boat insurance protects you and your watercraft from liability and damage. While most homeowners insurance will provide limited
coverage for watercrafts, you may be underinsured.
We recommend speaking with an insurance expert to understand your homeowners’ limitations and
how to find an insurance plan that will fully cover your boat or personal watercraft.