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Boat Insurance

You’ve worked hard to be able to live life’s pleasures on the open water. Protect your boat with the best insurance available.

Boat Insurance

You’ve worked hard to be able to live life’s pleasures on the open water. Protect your boat with the best insurance available.

Do I need Boat Insurance?

Boat insurance is always recommended whether you are boating on a lake, river, or ocean. Boat insurance protects you and your watercraft from liability and damage. While most homeowners insurance will provide limited
coverage for watercrafts, you may be underinsured. 

We recommend speaking with an insurance expert to understand your homeowners’ limitations and
how to find an insurance plan that will fully cover your boat or personal watercraft. 

Damage Coverage

Boat insurance will cover your watercraft and others if there is any damage due to severe weather, equipment malfunction, or a collision. In some cases, your insurance policy may pay for the boat to be fully replaced.

Liability Coverage

If you are involved in an accident on the water, a boat insurance plan will cover the medical bills for you or anyone else injured in the accident. It may also cover any costs to clean up fuel that may have leaked during the accident.