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Group Health
Insurance

If your business is required to provide health insurance to your employees, Kern Insurance can help you navigate group health.

Group Health
Insurance

If your business is required to provide health insurance to your employees, Kern Insurance can help you navigate group health.

What is group health insurance?

Group health insurance plans provide health coverage for members of a group,
usually business or organization employees. Typically, these types of plans are popular for labor unions,
professional associations, fraternal organizations and advocacy groups.

However, any business or organization can provide a group health insurance plan.
Having a health insurance plan for groups in this way provides several benefits for the business and the employees. 

Advantages to a Group
Health Plan

There are several advantages to having a group health insurance plan. The main benefit for both the business and the employees is the cost; typically, the cost of the insurance and the deductibles can be lower for the group members.

How do Group Health
Plans Work?

While similar to traditional health insurance options at a business, group health insurance has its own unique traits. For instance, roughly 70% of the company or organization group members must accept the coverage for the plan to take affect. The company and the members share the cost of the plan premiums, making them more cost effective for both parties.