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Oil & Gas
Insurance

Kern Insurance Associates has the experience on staff to build a top-tier insurance program to fully protect your oil & gas refinery.

Oil & Gas
Insurance

Kern Insurance Associates has the experience on staff to build a top-tier insurance program to fully protect your oil & gas refinery.

Finding the Right Insurance for your Oil & Gas Refinery

The oil & gas industry has extremely unique insurance needs. The risks involved with refining crude oil into a usable product exceed that of most other industries. That’s why finding the right insurance program for your refinery is imperative to the success and sustainability of your business.

Kern Insurance Associates provides top-tier insurance options to oil & gas refineries based in the United States. We work with numerous refineries to provide a well-rounded insurance program with coverage including: General Liability, Workers' Compensation, Commercial
Auto, Inland Marine, Umbrella, Director & Officers Coverage to name a few.

General Liability
Coverage

General liability coverage, required for most companies in the oil & gas industry, will protect your company from financial responsibility if someone is injured while they at your refinery location.

Workers' Compensation

If one of your employees becomes injured while performing their work duties, workers' compensation will cover their lost wages and medical bills during the duration of their care and recovery.

Commercial Auto

If your refinery owns its own automobiles and trucks to transport product or for any employees, a commercial auto insurance policy is an extremely important addition to your company’s overall insurance program.

Inland Marine Coverage

Inland Marine Insurance pays for losses to movable or specialized types of property on land, not water, including un-refined product, refined product, and equipment used in the process.

Umbrella Coverage

Standard insurance policies, while robust in coverage, may not extend fully to provide the necessary coverage for a unforeseen event. An Umbrella policy will help to cover the gaps of traditional policies.

Director & Officers Coverage

D & O coverage is liability insurance payable to the director and officer of a company, or to the organization itself, for losses or advancement of defense costs in the event of legal action brought for alleged wrongful acts in their capacity as director and officer.